
CREDO Mobile offers a range of cell phone options to suit different needs and budgets.
You can choose from a variety of phones, including the latest iPhone and Samsung models, as well as budget-friendly options from brands like Motorola and LG.
CREDO Mobile's cell phone plans start at $20 per month for 1GB of data, with additional data options available up to 25GB for $60 per month.
CREDO Mobile also offers international coverage in over 200 countries, with rates as low as 20 cents per minute for calls.
What Is Credo Mobile?
CREDO Mobile is a prepaid cell phone carrier known as a mobile virtual network operator, or MVNO.
An MVNO is simply any cell phone carrier that does not operate its own cellular network.
CREDO Mobile makes agreements with the four big carriers to use their cellular networks for coverage.
It uses the Verizon network for coverage.
CREDO Mobile is a prepaid carrier, which means you pay for your minutes, texts, and data before you use them.
This can help you stay within your budget and avoid surprise charges.
Cell Phone Plans
CREDO Mobile offers a range of cell phone plans with features like unlimited minutes, unlimited texts, and high-speed data. You can choose from plans with varying amounts of data, including 1 GB – unlimited data.
Their plans are prepaid, no-contract cell phone plans, which means you can cancel or change your plan at any time without any penalties. CREDO Mobile is a Verizon MVNO, using the nation's most expansive network to deliver service to subscribers.
CREDO Mobile offers no-contract, prepaid plans with up to 5 lines, all of which have unlimited texts and minutes, and most of their plans also have high-speed, 4G LTE data.
Plan Details
CREDO Mobile offers a range of plans, but they don't have any plan add-ons.
Their Data plans include many great calling features, such as Call Waiting, Voicemail, Caller ID, three-way calling, and call forwarding to other phones on a CREDO Mobile Data plan.
CREDO Mobile Data plans include unlimited messages, unlimited minutes, and a monthly data allotment ranging from 1 GB – unlimited data.
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All CREDO Mobile plans have unlimited texts and minutes, and most plans also have high-speed, 4G LTE data.
You can use your Data plan's cellular data allotment for mobile hotspot.
CREDO Mobile supports a range of features, including VoLTE, Visual voicemail, MMS, Hotspot, and international calling.
Here's a breakdown of the features included with CREDO Mobile's plans:
CREDO Mobile's 15GB plan for 1 line costs $70 per month, and includes unlimited minutes, unlimited texts, and 15GB of high-speed data per month.
Porting My Number
You can port your number to or from CREDO Mobile for free, as long as the accounts are active and in good standing.
Local Number Portability rules apply, so you'll need to check if they apply to your area.
CREDO Mobile follows all Local Number Portability guidelines, allowing you to transfer numbers both in and out of your account.
There might be fees for porting out from your other service provider, and if you're porting in a number after your line of service is activated, you might incur number changing fees.
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If you're considering porting your number, make sure to check the Carrier Guide & Porting FAQ for more information.
The requirements for porting your number are straightforward: the accounts must be active and in good standing, and Local Number Portability rules must apply to the area from which you're transferring the number.
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Cell Phone Coverage
CREDO Mobile's coverage is pretty good, thanks to its partnership with Verizon. This means you'll likely get reliable reception in most places.
CREDO Mobile is a Verizon MVNO, which means it uses Verizon's cellular network to deliver service to its subscribers. This is a big deal, as it gives you access to the nation's most expansive network without breaking the bank.
The latest smartphones, including the iPhone 8 and the Samsung Galaxy S9, are available on CREDO Mobile's wireless network. If you're in the market for a new phone, this is definitely a plus.
Unfortunately, CREDO Mobile doesn't have a bring your own phone program, so you'll need to purchase a phone from them.
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Cell Phone Features
CREDO Mobile offers a range of features to enhance your mobile experience. They support VoLTE, Visual voicemail, MMS, and Hotspot, making it easy to stay connected on the go.
You can also manage multiple lines from a single account, making it convenient to share data and minutes with family members or colleagues. International calling and data roaming are also available, allowing you to stay connected while traveling abroad.
Some notable features of CREDO Mobile include Shared Data Plans, which allow you to add up to 5 lines to your account and save on monthly plan fees. They also offer Bring-Your-Own-Phone Discount, which waives the $20 per month line access fee if you bring your own phone to CREDO.
Here are some key features of CREDO Mobile's data plans:
What Features Support?
CREDO Mobile supports a wide range of features, making it a great option for many users. Here are some of the key features they offer:
- VoLTE (Voice over LTE) is supported by CREDO Mobile, allowing for high-quality voice calls over the internet.
- Visual voicemail is also available, making it easy to manage and respond to voicemails.
- MMS (multimedia messaging service) is supported, enabling users to send and receive multimedia messages.
- Hotspot is available, allowing users to connect multiple devices to the internet using their phone's cellular data.
- CREDO Mobile also offers international calling and data roaming, although international data roaming is not supported on all plans.
Here are some of the international features included with CREDO Mobile Data plans:
CREDO Mobile Data plans also include many great calling features, such as Call Waiting, Voicemail, Caller ID, three-way calling, and call forwarding to other phones on a CREDO Mobile Data plan.
Tethering or using your phone as a mobile hotspot is included at no additional charge, but any data used by devices connected through tethering counts against your monthly data allotment.
Wi-Fi Calling
Wi-Fi Calling is a convenient feature that allows you to make calls over a Wi-Fi network instead of using your cellular data. Unfortunately, not all cell phone providers offer this feature.
CREDO Mobile is one of the providers that doesn't support native Wi-Fi calling or offer a Wi-Fi calling app. This means you'll need to stick with traditional calling methods when on Wi-Fi.
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BYOD (Bring Your Own Device)
If you're considering switching to CREDO Mobile, you can bring your own device. They now allow existing phones, and it's a fairly concise list of compatible brands and devices.
CREDO offers a Bring Your Own Device page that includes phone compatibility checks to get you started. This is super helpful if you're unsure if your phone will work with their network.
You can bring up to 5 lines to your account to share data across devices and save on monthly plan fees. This is a great option if you have multiple family members or friends who need to stay connected.
On a similar theme: Motorola Mobile Device Activation Assistance with Spectrum Mobile
The Bring-Your-Own-Phone Discount is a nice perk - if you bring your own phone to CREDO, they'll waive the $20 per month line access fee. This can add up to some savings over time.
Calls to Canada and Mexico from the U.S. are included at no additional charge with all shared data plans. This is a convenient feature if you frequently call friends or family in these countries.
To be eligible to bring your own device, your phone must meet certain requirements. Here are the general requirements:
- The phone must not be on the ESN/MEID blacklist
- The phone must support frequencies in use by the Verizon network
- The phone must not be assigned to another Verizon account
- The phone must not be locked to another carrier network
Phone Unlocking Inquiry
If you're a CREDO customer, you're in luck - they'll unlock your phone for you. In fact, they'll provide all unlocking services technically available to them upon request, as long as you've met certain requirements.
To be eligible for phone unlocking, you must be a current or former CREDO customer, and the account associated with the device must be in good standing. You'll also need to have had the device activated on their service for at least 90 days.
Military personnel can get their phones unlocked even faster, as CREDO will unlock mobile phones for deployed military personnel as soon as they receive a copy of the customer's deployment papers.
More About Phone

CREDO Mobile's phone selection is relatively small, but they do offer a mix of high-end devices like the Galaxy S10 and Galaxy S9+, as well as a few pre-owned models.
You can bring your own phone to CREDO Mobile and get a discount on your monthly line access fee, which is $20 per month waived.
CREDO Mobile's phones are mostly from the last 1-2 years, but they do offer some refurbished options that can save you money.
They have a few new Android phone options available, including devices with high-end processors and cameras.
Here are some key features to look for in CREDO Mobile's phones:
- Qualcomm Snapdragon 888 processor
- 12GB RAM
- 5,000mAh battery
- Quad-core camera
- 6.8-inch Quad HD+ display with 120Hz refresh rate
- 6.7-inch AMOLED display with improved in-display fingerprint reader
- All-day 4,800mAh battery
- Well-rounded multi-camera setup
CREDO Mobile's phones are powered by the latest in Android, making them a great option for those looking for a high-end experience.
Cell Phone Costs
CREDO Mobile offers no-contract, prepaid plans with up to 5 lines, all of which have unlimited texts and minutes.
Their plans also come with high-speed, 4G LTE data, but be aware that if your plan doesn't have unlimited data, you'll be charged by the gigabyte for any additional cellular data you use.
CREDO Mobile subscribers can take advantage of Verizon's expansive network, which is the nation's most extensive network without having to pay top-dollar to use it.
Here are some details about CREDO Mobile's data plans:
Each line covered by CREDO Mobile's data plan comes with a $20 monthly usage fee.
Activation and SIM Fees
Activation and SIM fees can add up quickly, so it's essential to understand what you're getting into.
CREDO Mobile charges a $36 one-time activation fee for every new line of service or new device activated on your account.
If you want to bring your own phone or tablet, you'll need a CREDO Mobile SIM, but don't worry, SIM kits are included free of charge with any Bring Your Own Phone activation.
Fees can differ between retail stores and websites, so be sure to check both before signing up or adding a line to your account to maximize savings.
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Do They Charge an ETF?
If you're considering canceling your cell phone plan, you should be aware of the early termination fee (ETF) that might apply.
The ETF varies depending on your plan and contract, with different tiers for basic phones and tablets, smartphones valued at $598.99 or under, and smartphones valued at $599 or higher.
For basic phones and tablets, the ETF is $175 per line, reduced by $5 for each full month you continue your service.
The ETF for smartphones valued at $598.99 or under is $375 per line, reduced by $10 for each full month you continue your service.
Smartphones valued at $599 or higher come with the highest ETF of $650 per line, reduced by $20 for each full month you continue your service.
Here's a breakdown of the ETF tiers:
Cons
If you're considering CREDO Mobile for your cell phone needs, it's essential to know the potential downsides. One notable con is that for each line covered by their CREDO Mobile Data plan, there's a $20 monthly usage fee.

This fee can add up quickly, especially if you have multiple lines. I've seen friends with large families struggle to manage these additional costs.
CREDO Mobile also throttles speeds after 20 GB on their unlimited data plan. This means that once you've used up your 20 GB, your data speeds will be significantly slower.
This can be frustrating for heavy data users, especially if they rely on their phone for work or entertainment.
Cell Phone Options
CREDO Mobile offers a small selection of phones to choose from, many of which are from the last 1-2 years, including high-end devices like the Galaxy S10 and Galaxy S9+.
The selection may be limited, but it's worth checking out, especially if you're looking to switch to a new phone. About half of the available phones are refurbished, which can save you money.
Here are some of the best new Android phone options available at CREDO Mobile:
Phone Selection

CREDO Mobile has a small selection of phones to choose from, many of which are from the last 1-2 years. They mainly offer high-end devices like the Galaxy S10 and Galaxy S9+.
As a Mobile Virtual Network Operator (MVNO), CREDO Mobile piggybacks off of Verizon's towers, offering customers a number of lesser-priced monthly options. This makes them a great option for those looking for a more affordable wireless service provider.
CREDO Mobile has a few pre-owned models available, too. Refurbished phones can save you money, and about half of their options are refurbished.
If you're looking to make a carrier switch and want to pick up a new phone, CREDO has a few options worth checking out. The selection may not be huge, but there are some great choices available.
One of the best new Android phone options at CREDO Mobile is the one with a Qualcomm Snapdragon 888 processor and 12GB RAM. It also features a 5,000mAh battery and quad-core camera.
Another great option is the phone with a 6.7-inch AMOLED display and improved in-display fingerprint reader. It also has an all-day 4,800mAh battery and a well-rounded multi-camera setup.
What Are Like?

CREDO Mobile offers a Bring Your Own Device (BYOD) option, which means you can bring your existing phone to their network. This is a great option if you already have a phone you like.
To be eligible for BYOD, your phone must not be on the ESN/MEID blacklist. This ensures that your phone is not stolen or reported lost.
CREDO Mobile also requires that your phone supports frequencies used by the Verizon network. This is important because it means your phone will be able to connect to the network.
If you're considering BYOD, make sure your phone is not locked to another carrier network. This will prevent you from using your phone with CREDO Mobile.
CREDO Mobile rate plans are simple and straightforward. You pay for your data package, plus a $20 access fee for each phone connected to a plan.
Here's a breakdown of the rate plan costs:
Keep in mind that CREDO Mobile offers a Bring Your Own Device page to help you check phone compatibility. This is a great resource to ensure that your phone will work with their network.
Available Add-ons or Bundles
CREDO Mobile offers a range of add-ons and bundles to enhance your service. Some of the most popular options include the Mobile Protection Plan, which provides peace of mind for a fee of $5.95 to $10.95 per month.
You can also opt for the International Long Distance Discount Plan, which offers drastically reduced rates on international calls for a flat fee of $3.99 per month.
Here are some key details about CREDO Mobile's add-ons and bundles:
View Line by Line
CREDO Mobile offers a variety of data plans to suit different needs. You can choose from 1 to 5 lines, and each line comes with unlimited texts and minutes.
Their data plans range from 1 GB to unlimited data, and you can view the options line by line. Here are the plans:
Note that the prices listed are for the data plan only and do not include the $20 access fee for each phone connected to a plan.
Comparison and Reviews
CREDO Mobile offers a range of plans, including a basic plan with 1GB of data for $22/month and a premium plan with unlimited data for $35/month.
Their coverage is impressive, with a strong 4G LTE network that reaches over 98% of the US population. This is due in part to their partnership with Verizon, which provides a stable and reliable network.
CREDO Mobile is known for its commitment to social causes, donating a portion of its revenue to various non-profits and charities. This aligns with the values of customers who prioritize giving back to the community.
Their customer service is available 24/7, with multiple channels for support, including phone, email, and online chat. This ensures that customers can get help whenever they need it.
Frequently Asked Questions
Is CREDO Mobile owned by Verizon?
CREDO Mobile is not directly owned by Verizon, but it uses Verizon Wireless as its mobile network operator. CREDO Mobile operates independently, with its own headquarters and management team.
How do I contact CREDO Mobile?
To contact CREDO Mobile, text HELP to 27336 or call 800-411-0848. You can also review our Terms of Use and Privacy Policy for more information.
Does CREDO Mobile have 5G?
Yes, CREDO Mobile has coverage on the most reliable 5G network in the nation. With CREDO, you can count on fast and reliable 5G speeds.
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