att com benefits Overview and How to Access Them

AT&T benefits offer a range of perks and discounts for eligible employees and their families.

AT&T provides a variety of benefits to its employees, including a 401(k) plan with a 5% employer match.

To access these benefits, employees can log into the AT&T Employee Self Service portal.

This portal allows employees to view their benefits, enroll in new programs, and manage their existing benefits.

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AT&T offers a range of benefits to support your financial wellbeing, including a 401(k) plan with a generous company match. You can save a portion of each paycheck into a 401(k) account, where it has the ability to grow tax-deferred for future use.

The company match is 80% of your Basic contribution after one year with the company, and you can make a Supplementary contribution to maximize the employer match. The annual IRS limit for contributions is $23,500 in 2025, and managers and some non-managers who are age 50 or older may also make catch-up contributions (up to $7,500 in 2025).

You can also take advantage of flexible spending accounts, health reimbursement accounts, and/or payroll deductions for designated employee groups, as well as company contributions to lifestyle wellbeing and health savings accounts.

The AT&T 401(k) Plan is a valuable benefit for employees. You can save a portion of each paycheck into a 401(k) account, where it grows tax-deferred for future use.

AT&T matches 80% of your Basic contribution after one year with the company. For managers, the Basic contribution is the first 6% of your salary, while for most non-managers, it's a dollar amount based on your banded pay.

Making the full Basic contribution is a good idea to maximize the employer match. If you make the full Basic contribution and can save more, you can make a Supplementary contribution, but your total contributions cannot exceed the annual IRS limit ($23,500 in 2025).

For non-managers, you're also limited to a total contribution of no more than 30% of your pay. Managers and some non-managers who are age 50 or older may make catch-up contributions (up to $7,500 in 2025) beyond the annual IRS limit.

Upon leaving AT&T, you can roll over your 401(k) to an IRA or leave some or all of your savings in your AT&T 401(k) account. If you retire from AT&T in the year you turn 55 or older, you can take out funds without paying early withdrawal penalties.

Here are some options for withdrawing from your 401(k) account:

Health insurance is a vital benefit to consider, especially as you approach retirement. You may be eligible for retiree medical, dental, vision, and life insurance benefits if you satisfy the Modified Rule of 75.

The cost of these benefits can increase at retirement, but you can switch to a different plan during a special enrollment window. AT&T no longer offers a subsidy to help cover your monthly premiums since 2022.

Once you turn 65, you'll be Medicare-eligible and will need to transition out of AT&T's retiree healthcare plan and into Medicare. This means you and your Medicare-eligible dependents will have to enroll in Medicare Part A and Part B.

Medicare covers about 80% of healthcare benefits, so it's essential to consider your supplemental coverage options. You'll select a plan through Aon Hewitt to fill in the gaps where Medicare doesn't cover you, such as prescription drugs.

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As an employee, you're likely to experience some hiccups with your device, but with AT&T's employee benefits, you're covered. You can get same-day replacements and setup, so you're back up and running quickly.

One of the benefits of having an AT&T plan is that you can get screen repair options, which can be a lifesaver if you accidentally drop your phone.

Here are some of the benefits you can access with your AT&T plan:

With these benefits, you can rest assured that your device is in good hands, and you'll always have access to the support you need.

At AT&T, we're committed to making your work life easier and more productive. We've developed Ask AT&T, a powerful AI tool that helps you work more efficiently and effectively.

Ask AT&T is a generative artificial intelligence tool that can help you find information quickly and accurately. It's integrated with HR content, ensuring you get the most up-to-date and relevant information.

We're introducing Ask AT&T to employees in a phased approach throughout 2025, starting with updated HR articles and resources. This will help you get the most out of the tool and make it a valuable part of your work routine.

To help you get started, we've created the Ask AT&T Academy training, which is delivered in three phases. The first phase covers key topics like prompt engineering and what AI is, setting you up for success with the tool.

In the next phase, you'll learn how to use Ask AT&T to identify information relevant to specific business areas, making it easier to find what you need. This is especially useful for tasks that require domain-specific knowledge.

The final phase of the training shows you how Ask AT&T can deliver insights tailored to your job, making it a valuable resource for your daily work. By the end of the training, you'll be able to use Ask AT&T to support you in your role.

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At&T offers a dynamic company culture that prioritizes employee well-being and growth.

The company's focus on employee benefits is reflected in its comprehensive health insurance plans, which cover 100% of medical, dental, and vision expenses for employees.

A diverse and inclusive work environment is fostered through AT&T's employee resource groups, which promote cultural understanding and community involvement.

Employees can take advantage of flexible work arrangements, including telecommuting and flexible schedules, to balance work and personal responsibilities.

AT&T's commitment to employee development is evident in its tuition reimbursement program, which reimburses up to 100% of tuition expenses for courses related to job skills.

The company's employee recognition program, "The President's Volunteer Service Award", acknowledges employees who contribute significantly to community service and volunteer work.

AT&T offers a mobile security app called ActiveArmor that provides protection against spam calls and texts, as well as mobile data protection.

This app can help safeguard your device and the personal data on it, but it requires a compatible device and the download of the app itself.

Data charges may apply, and the app may not detect all threats, so it's essential to be aware of its limitations.

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Device Replacement with Protect Advantage is a convenient feature that helps you get back up and running quickly in case your device is damaged.

Same-Day Replacement is available for select devices in select areas, but it's subject to parts and technician availability.

Claims must be filed and approved by 4pm to be eligible for Same-Day Replacement.

In 2024, AT&T continued to enhance the employee experience with AI tools, including Ask AT&T, their internal generative artificial intelligence tool.

Ask AT&T is designed to help employees work more efficiently, effectively, and creatively. It's an internal tool that uses AI to provide accurate information to employees.

The tool integrates HR content, which is being updated to ensure the accuracy of the information provided. This update will be introduced to Ask AT&T in a phased approach throughout 2025.

To increase adoption of Ask AT&T, AT&T developed a training program called the Ask AT&T Academy. The training is delivered in three phases, starting with educating employees on key topics such as prompt engineering and what AI is.

The next phase of the training explores domain-specific prompts and how employees can use Ask AT&T to identify information relevant to specific business areas. This helps employees get the most out of the tool.

In the final phase, employees learn how Ask AT&T can support them in their roles by delivering insights tailored to their job. This tailored support is a major benefit of using the tool.

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The AT&T ActiveArmor mobile security app is a game-changer for protecting your device and personal data from cyber threats. It's designed to be your digital shield, offering unparalleled protection against a range of threats.

With ActiveArmor, you're in control - you can customize your Call Routing Settings to block or send spam calls to voicemail for verification later. This way, you can avoid unwanted calls and potential scams.

The app helps block cybersecurity threats before they reach you, giving you peace of mind when using your device. This is especially important when using public Wi-Fi, which can be a breeding ground for malicious activity.

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ActiveArmor also protects you against emerging scams, malware, and phishing attempts. This is a big deal, as these types of threats can be incredibly sneaky and difficult to detect.

Here are some key benefits of the AT&T ActiveArmor mobile security app:

With ActiveArmor, you can enjoy the benefits of mobile security without sacrificing functionality or convenience.

As an AT&T employee, you can enjoy flexible scheduling options, including telecommuting and flexible hours, which can help you achieve a better work-life balance. This is especially beneficial for those with family or caregiving responsibilities.

AT&T offers a range of employee benefits, including a comprehensive health insurance plan, which covers medical, dental, and vision expenses. This plan is designed to provide peace of mind and financial security for you and your loved ones.

With AT&T, you can also take advantage of paid time off, including vacation days, sick leave, and holidays. This allows you to recharge and come back to work feeling refreshed and focused.

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AT&T's workforce is a complex entity, with 160,700 employees based across the world, including in all 50 US states.

Designing a comprehensive benefits plan for such a diverse workforce can be a daunting task. That's the case at AT&T, where Jeff Tzeng, SVP of health and well-being, notes that the company's diversity is a source of strength, but also creates a layer of complexity.

The company recently rolled out a number of new benefits as part of a broader focus on holistic well-being, which prioritizes healthy behaviors and time for wellness.

AT&T's benefits cover 1 million employees, retirees, and eligible dependents, making resource allocation a significant challenge.

To address this challenge, the company has implemented a caregiver leave benefit, offering up to 15 calendar days of leave annually for management employees to care for immediate family members.

We prioritize face-to-face interactions to foster collaboration and innovation. Our employees are encouraged to work together in person to drive results.

We have a mix of office and virtual employees, with most management roles having an office designation. This allows for more collaboration and stronger team dynamics.

Some roles, like call center positions, offer the option to work from home through union contracts. This flexibility can be a big perk for employees who value work-life balance.

Our office designation is based on the specific needs of each team, with virtual employees typically working in roles that don't require high levels of collaboration.

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